Call reports 2022
FIRST COMMERCIAL BANK (U.S.A) — 2022
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 822,010,000 | 853,153,000 | 853,358,000 | 852,776,000 |
| Total loans | 718,794,000 | 759,928,000 | 725,695,000 | 714,941,000 |
| Allowance for loan losses | 7,733,000 | 8,213,000 | 8,763,000 | 9,443,000 |
| Securities available for sale | 38,132,000 | 32,806,000 | 32,907,000 | 32,836,000 |
| Securities held to maturity | 7,250,000 | 7,198,000 | 9,487,000 | 9,419,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 586,029,000 | 606,933,000 | 636,951,000 | 623,165,000 |
| Interest-bearing deposits | 498,183,000 | 507,997,000 | 494,527,000 | 505,543,000 |
| Noninterest-bearing deposits | 87,846,000 | 98,936,000 | 142,425,000 | 117,622,000 |
| Equity capital | 149,352,000 | 151,326,000 | 154,376,000 | 157,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,303,000 | 13,469,000 | 22,925,000 | 34,638,000 |
| Interest expense | 531,000 | 1,192,000 | 2,511,000 | 4,768,000 |
| Net interest income | 5,772,000 | 12,277,000 | 20,414,000 | 29,870,000 |
| Noninterest income | 153,000 | 226,000 | 333,000 | 487,000 |
| Noninterest expense | 2,963,000 | 5,979,000 | 9,479,000 | 13,593,000 |
| Provision for loan losses | 80,000 | 560,000 | 1,110,000 | 1,790,000 |
| Pretax income | 2,882,000 | 5,964,000 | 10,158,000 | 14,974,000 |
| Income tax | 856,000 | 1,770,000 | 3,017,000 | 4,451,000 |
| Net income | 2,026,000 | 4,194,000 | 7,141,000 | 10,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,503,000 | 151,671,000 | 154,619,000 | 158,000,000 |
| Total capital | 157,450,000 | 159,900,000 | 162,821,000 | 165,979,000 |
| Risk-weighted assets | 635,755,000 | 658,154,000 | 655,353,000 | 636,522,000 |