Call reports 2021
FIRST COMMERCIAL BANK (U.S.A) — 2021
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 780,572,000 | 792,467,000 | 802,362,000 | 814,543,000 |
| Total loans | 669,837,000 | 696,466,000 | 716,770,000 | 689,289,000 |
| Allowance for loan losses | 7,333,000 | 7,463,000 | 7,523,000 | 7,653,000 |
| Securities available for sale | 23,469,000 | 28,576,000 | 38,560,000 | 38,392,000 |
| Securities held to maturity | 5,484,000 | 5,444,000 | 5,401,000 | 7,574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 553,325,000 | 564,735,000 | 592,763,000 | 600,505,000 |
| Interest-bearing deposits | 466,711,000 | 470,535,000 | 487,104,000 | 509,906,000 |
| Noninterest-bearing deposits | 86,615,000 | 94,200,000 | 105,659,000 | 90,599,000 |
| Equity capital | 141,938,000 | 143,825,000 | 145,695,000 | 147,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,920,000 | 11,951,000 | 18,118,000 | 24,340,000 |
| Interest expense | 753,000 | 1,419,000 | 1,988,000 | 2,517,000 |
| Net interest income | 5,167,000 | 10,532,000 | 16,130,000 | 21,823,000 |
| Noninterest income | 93,000 | 214,000 | 292,000 | 393,000 |
| Noninterest expense | 2,788,000 | 5,498,000 | 8,435,000 | 11,451,000 |
| Provision for loan losses | 100,000 | 230,000 | 290,000 | 420,000 |
| Pretax income | 2,455,000 | 5,101,000 | 7,780,000 | 10,428,000 |
| Income tax | 722,000 | 1,510,000 | 2,309,000 | 3,098,000 |
| Net income | 1,733,000 | 3,591,000 | 5,471,000 | 7,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 141,880,000 | 143,738,000 | 145,618,000 | 147,477,000 |
| Total capital | 149,147,000 | 151,142,000 | 153,219,000 | 155,108,000 |
| Risk-weighted assets | 581,096,000 | 592,084,000 | 607,960,000 | 610,225,000 |