Call reports 2019
FIRST COMMERCIAL BANK (U.S.A) — 2019
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 574,055,000 | 634,041,000 | 622,172,000 | 692,103,000 |
| Total loans | 532,120,000 | 579,046,000 | 569,059,000 | 591,854,000 |
| Allowance for loan losses | 6,469,000 | 6,568,000 | 6,356,000 | 6,668,000 |
| Securities available for sale | 10,316,000 | 10,297,000 | 13,263,000 | 28,481,000 |
| Securities held to maturity | 6,715,000 | 6,676,000 | 5,698,000 | 6,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,690,000 | 501,432,000 | 486,470,000 | 504,719,000 |
| Interest-bearing deposits | 385,268,000 | 442,495,000 | 431,114,000 | 436,668,000 |
| Noninterest-bearing deposits | 57,422,000 | 58,937,000 | 55,356,000 | 68,051,000 |
| Equity capital | 128,006,000 | 129,971,000 | 131,763,000 | 133,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,034,000 | 14,394,000 | 21,724,000 | 28,843,000 |
| Interest expense | 1,630,000 | 3,518,000 | 5,585,000 | 7,580,000 |
| Net interest income | 5,404,000 | 10,876,000 | 16,139,000 | 21,263,000 |
| Noninterest income | 101,000 | 201,000 | 314,000 | 409,000 |
| Noninterest expense | 2,567,000 | 5,236,000 | 8,272,000 | 10,453,000 |
| Provision for loan losses | 0 | 99,000 | -113,000 | 199,000 |
| Pretax income | 2,938,000 | 5,742,000 | 8,294,000 | 11,020,000 |
| Income tax | 872,000 | 1,708,000 | 2,466,000 | 3,276,000 |
| Net income | 2,066,000 | 4,034,000 | 5,828,000 | 7,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,933,000 | 129,901,000 | 131,695,000 | 133,611,000 |
| Total capital | 133,958,000 | 136,120,000 | 137,988,000 | 140,395,000 |
| Risk-weighted assets | 481,328,000 | 497,010,000 | 502,869,000 | 542,614,000 |