Call reports 2018
FIRST COMMERCIAL BANK (U.S.A) — 2018
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 524,904,000 | 531,023,000 | 574,595,000 | 585,044,000 |
| Total loans | 483,911,000 | 481,926,000 | 513,610,000 | 542,924,000 |
| Allowance for loan losses | 6,066,000 | 6,716,000 | 6,716,000 | 6,469,000 |
| Securities available for sale | 10,409,000 | 10,386,000 | 10,391,000 | 10,196,000 |
| Securities held to maturity | 5,342,000 | 5,307,000 | 5,268,000 | 6,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,972,000 | 408,108,000 | 448,681,000 | 456,946,000 |
| Interest-bearing deposits | 308,309,000 | 322,776,000 | 382,179,000 | 387,221,000 |
| Noninterest-bearing deposits | 95,663,000 | 85,332,000 | 66,502,000 | 69,725,000 |
| Equity capital | 119,298,000 | 121,055,000 | 123,317,000 | 125,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,502,000 | 11,433,000 | 18,018,000 | 25,183,000 |
| Interest expense | 513,000 | 1,133,000 | 2,103,000 | 3,655,000 |
| Net interest income | 4,989,000 | 10,300,000 | 15,915,000 | 21,528,000 |
| Noninterest income | 69,000 | 154,000 | 247,000 | 317,000 |
| Noninterest expense | 2,299,000 | 4,593,000 | 7,021,000 | 9,241,000 |
| Provision for loan losses | -50,000 | 600,000 | 600,000 | 353,000 |
| Pretax income | 2,809,000 | 5,261,000 | 8,541,000 | 12,251,000 |
| Income tax | 944,000 | 1,641,000 | 2,673,000 | 3,727,000 |
| Net income | 1,865,000 | 3,620,000 | 5,868,000 | 8,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 119,208,000 | 120,962,000 | 123,210,000 | 125,866,000 |
| Total capital | 125,128,000 | 127,080,000 | 129,530,000 | 131,992,000 |
| Risk-weighted assets | 473,252,000 | 488,595,000 | 504,973,000 | 489,505,000 |