Call reports 2017
FIRST COMMERCIAL BANK (U.S.A) — 2017
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 520,362,000 | 533,629,000 | 515,001,000 | 524,314,000 |
| Total loans | 463,920,000 | 499,527,000 | 482,763,000 | 480,577,000 |
| Allowance for loan losses | 5,940,000 | 6,114,000 | 6,116,000 | 6,116,000 |
| Securities available for sale | 10,497,000 | 10,401,000 | 10,419,000 | 10,454,000 |
| Securities held to maturity | 3,906,000 | 3,871,000 | 5,415,000 | 5,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,270,000 | 417,822,000 | 395,535,000 | 405,094,000 |
| Interest-bearing deposits | 321,967,000 | 320,236,000 | 302,158,000 | 319,280,000 |
| Noninterest-bearing deposits | 83,303,000 | 97,586,000 | 93,377,000 | 85,814,000 |
| Equity capital | 112,758,000 | 113,995,000 | 117,498,000 | 117,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,584,000 | 9,566,000 | 14,870,000 | 20,079,000 |
| Interest expense | 452,000 | 921,000 | 1,421,000 | 1,920,000 |
| Net interest income | 4,132,000 | 8,645,000 | 13,449,000 | 18,159,000 |
| Noninterest income | 66,000 | 150,000 | 237,000 | 308,000 |
| Noninterest expense | 2,273,000 | 4,445,000 | 6,570,000 | 8,970,000 |
| Provision for loan losses | 0 | 175,000 | -3,175,000 | -3,175,000 |
| Pretax income | 1,925,000 | 4,175,000 | 10,291,000 | 12,672,000 |
| Income tax | 831,000 | 1,807,000 | 4,446,000 | 6,898,000 |
| Net income | 1,094,000 | 2,368,000 | 5,845,000 | 5,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,682,000 | 113,956,000 | 117,433,000 | 117,342,000 |
| Total capital | 118,108,000 | 119,550,000 | 123,060,000 | 123,246,000 |
| Risk-weighted assets | 433,359,000 | 446,834,000 | 449,444,000 | 471,906,000 |