Call reports 2014
FIRST COMMERCIAL BANK (U.S.A) — 2014
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 464,975,000 | 459,639,000 | 484,478,000 | 481,791,000 |
| Total loans | 431,195,000 | 436,035,000 | 461,307,000 | 463,487,000 |
| Allowance for loan losses | 9,029,000 | 9,826,000 | 9,817,000 | 8,086,000 |
| Securities available for sale | 7,139,000 | 7,106,000 | 7,067,000 | 7,002,000 |
| Securities held to maturity | 1,813,000 | 1,498,000 | 1,484,000 | 3,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,810,000 | 355,893,000 | 359,838,000 | 355,586,000 |
| Interest-bearing deposits | 319,446,000 | 314,442,000 | 318,163,000 | 316,852,000 |
| Noninterest-bearing deposits | 43,364,000 | 41,451,000 | 41,675,000 | 38,734,000 |
| Equity capital | 100,987,000 | 102,379,000 | 103,048,000 | 104,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,845,000 | 9,057,000 | 12,711,000 | 16,630,000 |
| Interest expense | 373,000 | 741,000 | 1,124,000 | 1,505,000 |
| Net interest income | 3,472,000 | 8,316,000 | 11,587,000 | 15,125,000 |
| Noninterest income | 302,000 | 493,000 | 571,000 | 544,000 |
| Noninterest expense | 2,117,000 | 4,382,000 | 6,677,000 | 9,234,000 |
| Provision for loan losses | -258,000 | 133,000 | 124,000 | -1,607,000 |
| Pretax income | 1,805,000 | 4,184,000 | 5,247,000 | 7,932,000 |
| Income tax | 926,000 | 1,913,000 | 2,306,000 | 3,329,000 |
| Net income | 879,000 | 2,271,000 | 2,941,000 | 4,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,991,000 | 97,383,000 | 98,052,000 | 99,696,000 |
| Total capital | 100,467,000 | 101,785,000 | 102,574,000 | 104,201,000 |
| Risk-weighted assets | 353,339,000 | 346,561,000 | 356,274,000 | 356,693,000 |