Call reports 2013
FIRST COMMERCIAL BANK (U.S.A) — 2013
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 479,968,000 | 483,502,000 | 494,707,000 | 479,335,000 |
| Total loans | 417,063,000 | 434,946,000 | 450,007,000 | 444,166,000 |
| Allowance for loan losses | 8,808,000 | 8,865,000 | 8,999,000 | 9,033,000 |
| Securities available for sale | 30,332,000 | 22,830,000 | 22,652,000 | 9,998,000 |
| Securities held to maturity | 927,000 | 911,000 | 1,933,000 | 1,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,745,000 | 383,245,000 | 373,907,000 | 377,994,000 |
| Interest-bearing deposits | 337,180,000 | 338,454,000 | 329,745,000 | 332,928,000 |
| Noninterest-bearing deposits | 42,565,000 | 44,791,000 | 44,162,000 | 45,065,000 |
| Equity capital | 98,568,000 | 98,945,000 | 99,554,000 | 100,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,541,000 | 7,069,000 | 10,630,000 | 14,354,000 |
| Interest expense | 477,000 | 928,000 | 1,357,000 | 1,750,000 |
| Net interest income | 3,064,000 | 6,141,000 | 9,273,000 | 12,604,000 |
| Noninterest income | 111,000 | 229,000 | 338,000 | 183,000 |
| Noninterest expense | 2,056,000 | 4,258,000 | 6,345,000 | 8,449,000 |
| Provision for loan losses | 403,000 | 456,000 | 440,000 | 470,000 |
| Pretax income | 716,000 | 1,649,000 | 2,819,000 | 3,636,000 |
| Income tax | 301,000 | 679,000 | 1,166,000 | 1,507,000 |
| Net income | 415,000 | 970,000 | 1,653,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,955,000 | 94,382,000 | 95,011,000 | 95,589,000 |
| Total capital | 98,376,000 | 98,887,000 | 99,863,000 | 100,321,000 |
| Risk-weighted assets | 349,235,000 | 355,874,000 | 383,801,000 | 374,056,000 |