Call reports 2012
FIRST COMMERCIAL BANK (U.S.A) — 2012
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 496,638,000 | 491,445,000 | 479,031,000 | 473,662,000 |
| Total loans | 453,270,000 | 448,468,000 | 436,370,000 | 411,639,000 |
| Allowance for loan losses | 10,265,000 | 9,502,000 | 9,623,000 | 8,398,000 |
| Securities available for sale | 22,487,000 | 21,680,000 | 21,273,000 | 30,390,000 |
| Securities held to maturity | 1,249,000 | 1,115,000 | 1,095,000 | 1,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 398,263,000 | 392,221,000 | 378,495,000 | 374,069,000 |
| Interest-bearing deposits | 348,818,000 | 343,639,000 | 336,558,000 | 338,429,000 |
| Noninterest-bearing deposits | 49,445,000 | 48,582,000 | 41,937,000 | 35,640,000 |
| Equity capital | 96,804,000 | 97,963,000 | 99,153,000 | 98,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,711,000 | 9,235,000 | 13,638,000 | 17,317,000 |
| Interest expense | 679,000 | 1,266,000 | 1,824,000 | 2,353,000 |
| Net interest income | 4,032,000 | 7,969,000 | 11,814,000 | 14,964,000 |
| Noninterest income | 123,000 | 319,000 | 278,000 | 380,000 |
| Noninterest expense | 2,089,000 | 4,047,000 | 6,016,000 | 8,206,000 |
| Provision for loan losses | 78,000 | 181,000 | 281,000 | 2,639,000 |
| Pretax income | 1,988,000 | 4,060,000 | 5,795,000 | 4,506,000 |
| Income tax | 831,000 | 1,708,000 | 2,434,000 | 2,044,000 |
| Net income | 1,157,000 | 2,352,000 | 3,361,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,813,000 | 91,981,000 | 93,121,000 | 92,075,000 |
| Total capital | 95,690,000 | 96,863,000 | 97,854,000 | 96,441,000 |
| Risk-weighted assets | 387,629,000 | 387,652,000 | 373,735,000 | 345,190,000 |