Call reports 2011
FIRST COMMERCIAL BANK (U.S.A) — 2011
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 471,325,000 | 477,163,000 | 484,092,000 | 486,346,000 |
| Total loans | 412,118,000 | 420,711,000 | 421,373,000 | 443,039,000 |
| Allowance for loan losses | 9,538,000 | 9,536,000 | 9,575,000 | 9,760,000 |
| Securities available for sale | 22,931,000 | 23,644,000 | 24,022,000 | 24,031,000 |
| Securities held to maturity | 1,679,000 | 1,655,000 | 1,429,000 | 1,274,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,363,000 | 382,486,000 | 388,392,000 | 389,553,000 |
| Interest-bearing deposits | 340,392,000 | 347,796,000 | 351,913,000 | 354,023,000 |
| Noninterest-bearing deposits | 31,971,000 | 34,691,000 | 36,479,000 | 35,530,000 |
| Equity capital | 92,529,000 | 93,455,000 | 94,177,000 | 95,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,596,000 | 9,257,000 | 14,031,000 | 18,859,000 |
| Interest expense | 822,000 | 1,658,000 | 2,482,000 | 3,254,000 |
| Net interest income | 3,774,000 | 7,599,000 | 11,549,000 | 15,605,000 |
| Noninterest income | 215,000 | 347,000 | 489,000 | 632,000 |
| Noninterest expense | 2,116,000 | 4,134,000 | 6,150,000 | 8,176,000 |
| Provision for loan losses | 803,000 | 1,053,000 | 1,360,000 | 1,591,000 |
| Pretax income | 1,069,000 | 2,758,000 | 4,533,000 | 6,475,000 |
| Income tax | 442,000 | 1,156,000 | 1,892,000 | 2,695,000 |
| Net income | 627,000 | 1,602,000 | 2,641,000 | 3,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,060,000 | 88,000,000 | 88,810,000 | 89,874,000 |
| Total capital | 91,707,000 | 92,727,000 | 93,470,000 | 94,811,000 |
| Risk-weighted assets | 366,844,000 | 373,303,000 | 367,880,000 | 390,145,000 |