Call reports 2010
FIRST COMMERCIAL BANK (U.S.A) — 2010
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 425,724,000 | 458,894,000 | 457,899,000 | 451,368,000 |
| Total loans | 377,065,000 | 393,337,000 | 399,046,000 | 398,752,000 |
| Allowance for loan losses | 8,902,000 | 8,785,000 | 9,151,000 | 8,940,000 |
| Securities available for sale | 14,784,000 | 9,500,000 | 15,868,000 | 20,209,000 |
| Securities held to maturity | 2,521,000 | 2,397,000 | 2,097,000 | 1,921,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,050,000 | 367,615,000 | 358,544,000 | 357,845,000 |
| Interest-bearing deposits | 334,435,000 | 334,177,000 | 328,054,000 | 331,766,000 |
| Noninterest-bearing deposits | 31,615,000 | 33,438,000 | 30,490,000 | 26,080,000 |
| Equity capital | 49,250,000 | 90,099,000 | 91,075,000 | 91,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,893,000 | 9,792,000 | 14,768,000 | 19,640,000 |
| Interest expense | 1,210,000 | 2,221,000 | 3,083,000 | 3,924,000 |
| Net interest income | 3,683,000 | 7,571,000 | 11,685,000 | 15,716,000 |
| Noninterest income | 122,000 | 251,000 | 383,000 | 522,000 |
| Noninterest expense | 1,915,000 | 3,958,000 | 5,993,000 | 8,133,000 |
| Provision for loan losses | 639,000 | 1,203,000 | 1,707,000 | 2,013,000 |
| Pretax income | 1,251,000 | 2,670,000 | 4,376,000 | 6,099,000 |
| Income tax | 526,000 | 1,057,000 | 1,775,000 | 2,521,000 |
| Net income | 725,000 | 1,613,000 | 2,601,000 | 3,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,237,000 | 85,096,000 | 86,075,000 | 86,420,000 |
| Total capital | 48,765,000 | 89,739,000 | 90,675,000 | 91,081,000 |
| Risk-weighted assets | 357,785,000 | 367,246,000 | 363,432,000 | 368,586,000 |