Call reports 2002
FIRST COMMERCIAL BANK (U.S.A) — 2002
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 216,547,000 | 221,280,000 | 231,673,000 | 243,473,000 |
| Total loans | 117,702,000 | 127,254,000 | 136,076,000 | 142,340,000 |
| Allowance for loan losses | 1,783,000 | 1,602,000 | 1,702,000 | 1,786,000 |
| Securities available for sale | 88,442,000 | 76,647,000 | 67,273,000 | 70,981,000 |
| Securities held to maturity | 3,474,000 | 7,454,000 | 14,629,000 | 19,836,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,327,000 | 188,710,000 | 198,529,000 | 209,922,000 |
| Interest-bearing deposits | 162,606,000 | 173,536,000 | 180,872,000 | 189,750,000 |
| Noninterest-bearing deposits | 15,721,000 | 15,174,000 | 17,657,000 | 20,172,000 |
| Equity capital | 30,899,000 | 31,503,000 | 31,843,000 | 32,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,510,000 | 5,056,000 | 7,620,000 | 10,101,000 |
| Interest expense | 1,017,000 | 1,971,000 | 2,934,000 | 3,846,000 |
| Net interest income | 1,493,000 | 3,085,000 | 4,686,000 | 6,255,000 |
| Noninterest income | 157,000 | 345,000 | 491,000 | 602,000 |
| Noninterest expense | 1,405,000 | 3,005,000 | 4,542,000 | 6,016,000 |
| Provision for loan losses | 273,000 | 399,000 | 499,000 | 299,000 |
| Pretax income | 16,000 | 77,000 | 354,000 | 758,000 |
| Income tax | 118,000 | 50,000 | 92,000 | 320,000 |
| Net income | -102,000 | 27,000 | 262,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,285,000 | 31,415,000 | 31,650,000 | 31,826,000 |
| Total capital | 33,068,000 | 33,017,000 | 33,352,000 | 33,612,000 |
| Risk-weighted assets | 160,525,000 | 166,491,000 | 165,945,000 | 173,878,000 |