Call reports 2001
FIRST COMMERCIAL BANK (U.S.A) — 2001
What FIRST COMMERCIAL BANK (U.S.A) reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 186,071,000 | 193,497,000 | 203,087,000 | 205,885,000 |
| Total loans | 105,399,000 | 108,864,000 | 112,309,000 | 108,228,000 |
| Allowance for loan losses | 1,450,000 | 1,450,000 | 1,450,000 | 1,510,000 |
| Securities available for sale | 56,966,000 | 63,831,000 | 74,418,000 | 86,464,000 |
| Securities held to maturity | 2,960,000 | 994,000 | 997,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,094,000 | 160,355,000 | 170,515,000 | 173,658,000 |
| Interest-bearing deposits | 140,410,000 | 149,420,000 | 158,660,000 | 160,941,000 |
| Noninterest-bearing deposits | 12,684,000 | 10,935,000 | 11,855,000 | 12,717,000 |
| Equity capital | 30,934,000 | 31,314,000 | 31,626,000 | 31,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,337,000 | 6,467,000 | 9,499,000 | 12,152,000 |
| Interest expense | 1,842,000 | 3,562,000 | 5,131,000 | 6,409,000 |
| Net interest income | 1,495,000 | 2,905,000 | 4,368,000 | 5,743,000 |
| Noninterest income | 126,000 | 236,000 | 364,000 | 513,000 |
| Noninterest expense | 1,127,000 | 2,233,000 | 3,409,000 | 4,760,000 |
| Provision for loan losses | 55,000 | 55,000 | 55,000 | 115,000 |
| Pretax income | 438,000 | 896,000 | 1,311,000 | 1,427,000 |
| Income tax | 181,000 | 368,000 | 538,000 | 618,000 |
| Net income | 257,000 | 528,000 | 773,000 | 809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,829,000 | 31,107,000 | 31,352,000 | 31,388,000 |
| Total capital | 32,279,000 | 32,557,000 | 32,802,000 | 32,898,000 |
| Risk-weighted assets | 128,736,000 | 144,151,000 | 117,425,000 | 149,536,000 |