Call reports 2025
WASHITA STATE BANK — 2025
What WASHITA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 43,021,000 | 47,330,000 | 46,277,000 | 43,550,000 |
| Total loans | 29,987,000 | 31,003,000 | 29,557,000 | 30,038,000 |
| Allowance for loan losses | 403,000 | 418,000 | 431,000 | 433,000 |
| Securities available for sale | 6,147,000 | 7,983,000 | 7,882,000 | 7,805,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,410,000 | 38,519,000 | 37,515,000 | 35,030,000 |
| Interest-bearing deposits | 32,072,000 | 34,434,000 | 33,151,000 | 30,554,000 |
| Noninterest-bearing deposits | 4,338,000 | 4,085,000 | 4,364,000 | 4,476,000 |
| Equity capital | 6,481,000 | 6,596,000 | 6,689,000 | 6,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 750,000 | 1,567,000 | 2,390,000 | 3,158,000 |
| Interest expense | 270,000 | 572,000 | 906,000 | 1,206,000 |
| Net interest income | 480,000 | 995,000 | 1,484,000 | 1,952,000 |
| Noninterest income | 18,000 | 38,000 | 18,000 | 31,000 |
| Noninterest expense | 379,000 | 799,000 | 1,200,000 | 1,908,000 |
| Provision for loan losses | 15,000 | 30,000 | 44,000 | 51,000 |
| Pretax income | 104,000 | 204,000 | 256,000 | 14,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 204,000 | 256,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,516,000 | 6,616,000 | 6,668,000 | 6,426,000 |