Call reports 2024
WASHITA STATE BANK — 2024
What WASHITA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 51,455,000 | 53,158,000 | 43,885,000 | 41,744,000 |
| Total loans | 27,022,000 | 25,854,000 | 26,376,000 | 28,253,000 |
| Allowance for loan losses | 374,000 | 389,000 | 373,000 | 388,000 |
| Securities available for sale | 7,753,000 | 7,436,000 | 7,086,000 | 6,214,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,708,000 | 46,377,000 | 37,131,000 | 35,102,000 |
| Interest-bearing deposits | 40,350,000 | 42,038,000 | 32,660,000 | 30,649,000 |
| Noninterest-bearing deposits | 4,358,000 | 4,339,000 | 4,471,000 | 4,453,000 |
| Equity capital | 6,639,000 | 6,696,000 | 6,681,000 | 6,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,833,000 | 2,684,000 | 3,492,000 |
| Interest expense | 399,000 | 832,000 | 1,234,000 | 1,555,000 |
| Net interest income | 499,000 | 1,001,000 | 1,450,000 | 1,937,000 |
| Noninterest income | 23,000 | 44,000 | 64,000 | 78,000 |
| Noninterest expense | 284,000 | 577,000 | 870,000 | 1,221,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 223,000 | 438,000 | 599,000 | 734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 438,000 | 599,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,700,000 | 6,716,000 | 6,677,000 | 6,612,000 |