Call reports 2023
WASHITA STATE BANK — 2023
What WASHITA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 43,217,000 | 42,656,000 | 43,629,000 | 44,850,000 |
| Total loans | 23,916,000 | 23,544,000 | 24,484,000 | 25,504,000 |
| Allowance for loan losses | 279,000 | 299,000 | 329,000 | 359,000 |
| Securities available for sale | 8,771,000 | 8,485,000 | 8,291,000 | 8,063,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,845,000 | 35,081,000 | 35,352,000 | 38,353,000 |
| Interest-bearing deposits | 30,803,000 | 30,252,000 | 30,688,000 | 33,860,000 |
| Noninterest-bearing deposits | 5,042,000 | 4,829,000 | 4,664,000 | 4,493,000 |
| Equity capital | 7,313,000 | 7,500,000 | 8,129,000 | 6,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,332,000 | 2,095,000 | 2,940,000 |
| Interest expense | 191,000 | 410,000 | 659,000 | 962,000 |
| Net interest income | 434,000 | 922,000 | 1,436,000 | 1,978,000 |
| Noninterest income | 919,000 | 944,000 | 1,323,000 | 1,345,000 |
| Noninterest expense | 283,000 | 575,000 | 868,000 | 1,236,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 80,000 |
| Pretax income | 1,070,000 | 1,271,000 | 1,841,000 | 2,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,070,000 | 1,271,000 | 1,841,000 | 2,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,442,000 | 7,643,000 | 8,213,000 | 6,478,000 |