Call reports 2018
WASHITA STATE BANK — 2018
What WASHITA STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,498,000 | 108,084,000 | 105,999,000 | 106,129,000 |
| Total loans | 34,405,000 | 39,099,000 | 35,686,000 | 41,351,000 |
| Allowance for loan losses | 581,000 | 572,000 | 574,000 | 575,000 |
| Securities available for sale | 29,098,000 | 31,848,000 | 29,891,000 | 30,312,000 |
| Securities held to maturity | 3,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,626,000 | 64,776,000 | 62,997,000 | 62,740,000 |
| Interest-bearing deposits | 65,532,000 | 61,701,000 | 60,023,000 | 59,633,000 |
| Noninterest-bearing deposits | 3,094,000 | 3,075,000 | 2,974,000 | 3,107,000 |
| Equity capital | 13,677,000 | 13,124,000 | 12,804,000 | 13,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,037,000 | 3,054,000 | 4,103,000 |
| Interest expense | 446,000 | 907,000 | 1,373,000 | 1,933,000 |
| Net interest income | 605,000 | 1,130,000 | 1,681,000 | 2,170,000 |
| Noninterest income | 23,000 | 46,000 | 72,000 | 141,000 |
| Noninterest expense | 316,000 | 603,000 | 908,000 | 1,214,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 330,000 | 591,000 | 863,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 591,000 | 863,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,414,000 | 14,375,000 | 14,397,000 | 14,389,000 |
| Total capital | 14,995,000 | 14,947,000 | 14,971,000 | 14,964,000 |
| Risk-weighted assets | 53,934,000 | 57,123,000 | 52,851,000 | 51,263,000 |