Call reports 2017
WASHITA STATE BANK — 2017
What WASHITA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,558,000 | 117,661,000 | 119,144,000 | 119,009,000 |
| Total loans | 27,716,000 | 36,294,000 | 36,110,000 | 36,080,000 |
| Allowance for loan losses | 1,042,000 | 1,043,000 | 1,043,000 | 580,000 |
| Securities available for sale | 21,768,000 | 23,932,000 | 25,288,000 | 29,981,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 3,000,000 | 3,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,024,000 | 60,949,000 | 63,198,000 | 65,159,000 |
| Interest-bearing deposits | 54,084,000 | 58,064,000 | 60,512,000 | 62,478,000 |
| Noninterest-bearing deposits | 2,940,000 | 2,885,000 | 2,686,000 | 2,681,000 |
| Equity capital | 16,364,000 | 16,536,000 | 15,724,000 | 13,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,866,000 | 2,886,000 | 3,614,000 |
| Interest expense | 320,000 | 682,000 | 1,067,000 | 1,479,000 |
| Net interest income | 569,000 | 1,184,000 | 1,819,000 | 2,135,000 |
| Noninterest income | 27,000 | 91,000 | 109,000 | 131,000 |
| Noninterest expense | 300,000 | 588,000 | 863,000 | 1,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,248,000 |
| Pretax income | 296,000 | 687,000 | 1,117,000 | -95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 687,000 | 1,117,000 | -95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,592,000 | 16,687,000 | 15,726,000 | 14,084,000 |
| Total capital | 17,186,000 | 17,426,000 | 16,445,000 | 14,664,000 |
| Risk-weighted assets | 47,083,000 | 58,894,000 | 57,250,000 | 56,436,000 |