Call reports 2016
WASHITA STATE BANK — 2016
What WASHITA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 136,667,000 | 124,604,000 | 123,154,000 | 115,792,000 |
| Total loans | 40,049,000 | 39,666,000 | 37,749,000 | 31,014,000 |
| Allowance for loan losses | 978,000 | 979,000 | 979,000 | 979,000 |
| Securities available for sale | 44,631,000 | 23,407,000 | 22,348,000 | 19,571,000 |
| Securities held to maturity | 5,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,479,000 | 67,723,000 | 66,225,000 | 59,621,000 |
| Interest-bearing deposits | 76,170,000 | 64,519,000 | 63,090,000 | 56,390,000 |
| Noninterest-bearing deposits | 3,309,000 | 3,204,000 | 3,135,000 | 3,231,000 |
| Equity capital | 16,597,000 | 16,718,000 | 16,809,000 | 16,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,378,000 | 3,401,000 | 4,381,000 |
| Interest expense | 505,000 | 1,024,000 | 1,416,000 | 1,750,000 |
| Net interest income | 682,000 | 1,354,000 | 1,985,000 | 2,631,000 |
| Noninterest income | 28,000 | 44,000 | 74,000 | 104,000 |
| Noninterest expense | 348,000 | 667,000 | 933,000 | 1,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 358,000 | 729,000 | 1,181,000 | 1,577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 358,000 | 729,000 | 1,181,000 | 1,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,412,000 | 16,424,000 | 16,578,000 | 16,972,000 |
| Total capital | 17,194,000 | 17,172,000 | 17,296,000 | 17,605,000 |
| Risk-weighted assets | 62,413,000 | 59,673,000 | 57,224,000 | 50,362,000 |