Call reports 2015
WASHITA STATE BANK — 2015
What WASHITA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,790,000 | 125,117,000 | 133,280,000 | 131,155,000 |
| Total loans | 45,396,000 | 44,431,000 | 43,321,000 | 41,918,000 |
| Allowance for loan losses | 1,044,000 | 1,046,000 | 1,047,000 | 986,000 |
| Securities available for sale | 19,689,000 | 16,848,000 | 32,300,000 | 49,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,514,000 | 79,931,000 | 87,055,000 | 77,786,000 |
| Interest-bearing deposits | 78,532,000 | 76,717,000 | 84,078,000 | 74,330,000 |
| Noninterest-bearing deposits | 3,982,000 | 3,214,000 | 2,977,000 | 3,456,000 |
| Equity capital | 16,145,000 | 15,057,000 | 16,088,000 | 15,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,022,000 | 3,000,000 | 4,138,000 |
| Interest expense | 533,000 | 1,058,000 | 1,583,000 | 2,103,000 |
| Net interest income | 468,000 | 964,000 | 1,417,000 | 2,035,000 |
| Noninterest income | 19,000 | 37,000 | 55,000 | 72,000 |
| Noninterest expense | 327,000 | 654,000 | 959,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 347,000 | 513,000 | 761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 347,000 | 513,000 | 761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,214,000 | 16,242,000 | 16,220,000 | 16,301,000 |
| Total capital | 16,947,000 | 16,928,000 | 16,981,000 | 17,054,000 |
| Risk-weighted assets | 58,365,000 | 54,567,000 | 60,626,000 | 60,015,000 |