Call reports 2014
WASHITA STATE BANK — 2014
What WASHITA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,765,000 | 128,992,000 | 125,984,000 | 121,962,000 |
| Total loans | 61,048,000 | 60,362,000 | 49,909,000 | 43,920,000 |
| Allowance for loan losses | 1,067,000 | 1,043,000 | 1,040,000 | 1,043,000 |
| Securities available for sale | 22,600,000 | 22,495,000 | 20,039,000 | 19,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,559,000 | 83,159,000 | 80,247,000 | 75,758,000 |
| Interest-bearing deposits | 77,029,000 | 80,009,000 | 76,938,000 | 72,229,000 |
| Noninterest-bearing deposits | 3,531,000 | 3,150,000 | 3,308,000 | 3,529,000 |
| Equity capital | 15,128,000 | 15,762,000 | 15,642,000 | 15,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,714,000 | 3,942,000 | 4,977,000 |
| Interest expense | 627,000 | 1,254,000 | 1,851,000 | 2,412,000 |
| Net interest income | 859,000 | 1,460,000 | 2,091,000 | 2,565,000 |
| Noninterest income | 21,000 | 42,000 | 60,000 | 90,000 |
| Noninterest expense | 320,000 | 635,000 | 974,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | -9,000 |
| Pretax income | 560,000 | 867,000 | 1,177,000 | 1,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 560,000 | 867,000 | 1,177,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,064,000 | 15,889,000 | 16,091,000 | 16,102,000 |
| Total capital | 16,894,000 | 16,736,000 | 16,826,000 | 16,759,000 |
| Risk-weighted assets | 66,177,000 | 67,531,000 | 58,521,000 | 52,198,000 |