Call reports 2012
WASHITA STATE BANK — 2012
What WASHITA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 114,608,000 | 113,207,000 | 111,032,000 | 116,772,000 |
| Total loans | 56,096,000 | 60,136,000 | 62,453,000 | 66,639,000 |
| Allowance for loan losses | 824,000 | 920,000 | 944,000 | 860,000 |
| Securities available for sale | 28,434,000 | 8,893,000 | 8,272,000 | 7,773,000 |
| Securities held to maturity | 597,000 | 235,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,117,000 | 68,142,000 | 65,980,000 | 71,652,000 |
| Interest-bearing deposits | 62,785,000 | 65,773,000 | 61,782,000 | 68,788,000 |
| Noninterest-bearing deposits | 2,331,000 | 2,370,000 | 4,199,000 | 2,864,000 |
| Equity capital | 19,304,000 | 14,878,000 | 14,835,000 | 14,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,574,000 | 3,745,000 | 4,957,000 |
| Interest expense | 1,064,000 | 1,933,000 | 2,774,000 | 3,594,000 |
| Net interest income | 264,000 | 641,000 | 971,000 | 1,363,000 |
| Noninterest income | 22,000 | 60,000 | 78,000 | 99,000 |
| Noninterest expense | 2,956,000 | 3,297,000 | 3,643,000 | 3,954,000 |
| Provision for loan losses | 15,000 | 111,000 | 135,000 | 171,000 |
| Pretax income | -2,685,000 | -2,645,000 | -2,667,000 | -2,601,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,685,000 | -2,645,000 | -2,667,000 | -2,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,175,000 | 14,639,000 | 14,618,000 | 14,684,000 |
| Total capital | 19,999,000 | 15,509,000 | 15,518,000 | 15,544,000 |
| Risk-weighted assets | 66,808,000 | 69,546,000 | 71,932,000 | 75,529,000 |