Call reports 2011
WASHITA STATE BANK — 2011
What WASHITA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 163,771,000 | 157,012,000 | 150,582,000 | 144,714,000 |
| Total loans | 38,142,000 | 35,340,000 | 42,011,000 | 52,071,000 |
| Allowance for loan losses | 628,000 | 661,000 | 676,000 | 809,000 |
| Securities available for sale | 59,079,000 | 62,507,000 | 29,265,000 | 34,649,000 |
| Securities held to maturity | 14,814,000 | 9,814,000 | 2,285,000 | 1,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,288,000 | 79,541,000 | 73,132,000 | 68,707,000 |
| Interest-bearing deposits | 87,171,000 | 77,573,000 | 71,074,000 | 66,540,000 |
| Noninterest-bearing deposits | 2,117,000 | 1,968,000 | 2,059,000 | 2,167,000 |
| Equity capital | 20,135,000 | 23,129,000 | 23,182,000 | 21,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,111,000 | 3,868,000 | 5,376,000 | 6,661,000 |
| Interest expense | 1,288,000 | 2,516,000 | 3,697,000 | 4,834,000 |
| Net interest income | 823,000 | 1,352,000 | 1,679,000 | 1,827,000 |
| Noninterest income | 26,000 | 67,000 | 88,000 | 95,000 |
| Noninterest expense | 369,000 | 809,000 | 1,153,000 | 1,503,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 297,000 |
| Pretax income | 3,106,000 | 4,054,000 | 5,024,000 | 4,578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,106,000 | 4,054,000 | 5,024,000 | 4,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,388,000 | 21,336,000 | 22,307,000 | 21,860,000 |
| Total capital | 21,016,000 | 21,997,000 | 22,983,000 | 22,669,000 |
| Risk-weighted assets | 55,045,000 | 53,176,000 | 55,286,000 | 67,815,000 |