Call reports 2009
WASHITA STATE BANK — 2009
What WASHITA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 248,076,000 | 205,382,000 | 210,810,000 | 194,976,000 |
| Total loans | 13,268,000 | 13,135,000 | 12,917,000 | 13,343,000 |
| Allowance for loan losses | 136,000 | 201,000 | 217,000 | 230,000 |
| Securities available for sale | 126,914,000 | 101,691,000 | 73,362,000 | 87,610,000 |
| Securities held to maturity | 99,356,000 | 65,905,000 | 58,629,000 | 41,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,409,000 | 145,721,000 | 141,862,000 | 125,636,000 |
| Interest-bearing deposits | 141,767,000 | 143,676,000 | 139,846,000 | 123,764,000 |
| Noninterest-bearing deposits | 4,642,000 | 2,045,000 | 2,016,000 | 1,872,000 |
| Equity capital | 12,955,000 | 5,403,000 | 14,701,000 | 15,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,472,000 | 9,584,000 | 14,055,000 | 17,470,000 |
| Interest expense | 1,765,000 | 3,488,000 | 5,186,000 | 6,841,000 |
| Net interest income | 2,707,000 | 6,096,000 | 8,869,000 | 10,629,000 |
| Noninterest income | 40,000 | 83,000 | 126,000 | 168,000 |
| Noninterest expense | 345,000 | 743,000 | 1,424,000 | 1,909,000 |
| Provision for loan losses | 3,000 | 18,000 | 33,000 | 48,000 |
| Pretax income | 2,399,000 | 5,418,000 | 5,999,000 | 3,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,399,000 | 5,418,000 | 5,999,000 | 3,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,247,000 | 20,266,000 | 20,847,000 | 18,186,000 |
| Total capital | 18,383,000 | 20,466,000 | 21,064,000 | 18,416,000 |
| Risk-weighted assets | 332,450,000 | 476,421,000 | 218,453,000 | 169,293,000 |