Call reports 2008
WASHITA STATE BANK — 2008
What WASHITA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 214,428,000 | 240,031,000 | 242,511,000 | 241,475,000 |
| Total loans | 18,441,000 | 10,058,000 | 9,554,000 | 10,950,000 |
| Allowance for loan losses | 187,000 | 189,000 | 192,000 | 133,000 |
| Securities available for sale | 71,416,000 | 97,641,000 | 106,328,000 | 104,146,000 |
| Securities held to maturity | 117,679,000 | 109,898,000 | 107,910,000 | 106,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,213,000 | 167,664,000 | 145,182,000 | 146,724,000 |
| Interest-bearing deposits | 111,831,000 | 165,086,000 | 142,539,000 | 144,351,000 |
| Noninterest-bearing deposits | 2,382,000 | 2,578,000 | 2,644,000 | 2,373,000 |
| Equity capital | 17,537,000 | 16,940,000 | 16,260,000 | 18,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,892,000 | 6,033,000 | 9,518,000 | 13,365,000 |
| Interest expense | 1,878,000 | 3,606,000 | 5,587,000 | 7,469,000 |
| Net interest income | 1,014,000 | 2,427,000 | 3,931,000 | 5,896,000 |
| Noninterest income | 43,000 | 84,000 | 121,000 | 160,000 |
| Noninterest expense | 299,000 | 598,000 | 991,000 | 1,424,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 755,000 | 1,907,000 | 3,052,000 | 4,620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 755,000 | 1,907,000 | 3,052,000 | 4,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,902,000 | 19,300,000 | 19,293,000 | 19,715,000 |
| Total capital | 19,089,000 | 19,489,000 | 19,485,000 | 19,848,000 |
| Risk-weighted assets | 62,644,000 | 81,646,000 | 70,043,000 | 204,615,000 |