Call reports 2007
WASHITA STATE BANK — 2007
What WASHITA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 209,358,000 | 225,014,000 | 217,127,000 | 211,825,000 |
| Total loans | 16,588,000 | 18,712,000 | 18,458,000 | 18,404,000 |
| Allowance for loan losses | 174,000 | 188,000 | 175,000 | 177,000 |
| Securities available for sale | 86,352,000 | 80,964,000 | 81,413,000 | 81,450,000 |
| Securities held to maturity | 99,563,000 | 115,907,000 | 109,189,000 | 104,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,467,000 | 131,270,000 | 115,982,000 | 112,002,000 |
| Interest-bearing deposits | 60,856,000 | 128,755,000 | 113,468,000 | 109,806,000 |
| Noninterest-bearing deposits | 3,610,000 | 2,515,000 | 2,514,000 | 2,196,000 |
| Equity capital | 16,136,000 | 13,454,000 | 15,417,000 | 15,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,950,000 | 5,977,000 | 9,085,000 | 12,060,000 |
| Interest expense | 2,492,000 | 5,063,000 | 7,634,000 | 9,992,000 |
| Net interest income | 458,000 | 914,000 | 1,451,000 | 2,068,000 |
| Noninterest income | 47,000 | 92,000 | 137,000 | 182,000 |
| Noninterest expense | 264,000 | 535,000 | 834,000 | 1,238,000 |
| Provision for loan losses | 15,000 | 30,000 | 37,000 | 40,000 |
| Pretax income | 226,000 | 441,000 | 717,000 | 972,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 441,000 | 717,000 | 972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,144,000 | 18,359,000 | 18,420,000 | 18,399,000 |
| Total capital | 18,318,000 | 18,547,000 | 18,595,000 | 18,576,000 |
| Risk-weighted assets | 60,017,000 | 66,214,000 | 63,921,000 | 62,534,000 |