Call reports 2006
WASHITA STATE BANK — 2006
What WASHITA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 222,441,000 | 211,697,000 | 210,831,000 | 214,921,000 |
| Total loans | 16,610,000 | 14,992,000 | 15,986,000 | 18,647,000 |
| Allowance for loan losses | 133,000 | 126,000 | 139,000 | 150,000 |
| Securities available for sale | 88,124,000 | 80,441,000 | 80,203,000 | 87,182,000 |
| Securities held to maturity | 111,364,000 | 109,271,000 | 107,461,000 | 101,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,270,000 | 77,124,000 | 73,340,000 | 95,064,000 |
| Interest-bearing deposits | 79,493,000 | 75,337,000 | 71,191,000 | 92,988,000 |
| Noninterest-bearing deposits | 1,777,000 | 1,787,000 | 2,149,000 | 2,076,000 |
| Equity capital | 12,642,000 | 8,648,000 | 12,448,000 | 13,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,066,000 | 8,996,000 | 12,034,000 |
| Interest expense | 2,136,000 | 4,477,000 | 6,932,000 | 9,472,000 |
| Net interest income | 920,000 | 1,589,000 | 2,064,000 | 2,562,000 |
| Noninterest income | 51,000 | 99,000 | 179,000 | 198,000 |
| Noninterest expense | 244,000 | 493,000 | 754,000 | 1,009,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 25,000 |
| Pretax income | 712,000 | 1,165,000 | 1,444,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 712,000 | 1,165,000 | 1,444,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,553,000 | 15,357,000 | 15,386,000 | 15,528,000 |
| Total capital | 16,686,000 | 15,483,000 | 15,525,000 | 15,678,000 |
| Risk-weighted assets | 61,597,000 | 60,655,000 | 60,578,000 | 62,103,000 |