Call reports 2004
WASHITA STATE BANK — 2004
What WASHITA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 184,084,000 | 208,033,000 | 232,699,000 | 233,976,000 |
| Total loans | 7,785,000 | 8,348,000 | 8,526,000 | 9,366,000 |
| Allowance for loan losses | 93,000 | 93,000 | 92,000 | 104,000 |
| Securities available for sale | 171,985,000 | 148,642,000 | 153,692,000 | 131,066,000 |
| Securities held to maturity | 0 | 45,041,000 | 62,136,000 | 85,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,759,000 | 53,235,000 | 64,701,000 | 73,364,000 |
| Interest-bearing deposits | 50,982,000 | 51,396,000 | 62,988,000 | 70,747,000 |
| Noninterest-bearing deposits | 1,777,000 | 1,839,000 | 1,713,000 | 2,617,000 |
| Equity capital | 12,801,000 | 7,718,000 | 12,875,000 | 15,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,748,000 | 7,871,000 | 11,021,000 |
| Interest expense | 477,000 | 1,056,000 | 2,016,000 | 3,182,000 |
| Net interest income | 1,529,000 | 3,692,000 | 5,855,000 | 7,839,000 |
| Noninterest income | 46,000 | 77,000 | 106,000 | 150,000 |
| Noninterest expense | 149,000 | 322,000 | 620,000 | 867,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 8,000 |
| Pretax income | 1,476,000 | 3,497,000 | 5,391,000 | 7,165,000 |
| Income tax | 25,000 | 11,000 | 11,000 | 25,000 |
| Net income | 1,451,000 | 3,486,000 | 5,380,000 | 7,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,664,000 | 11,884,000 | 13,978,000 | 17,037,000 |
| Total capital | 11,757,000 | 11,977,000 | 14,070,000 | 17,141,000 |
| Risk-weighted assets | 43,234,000 | 50,269,000 | 54,634,000 | 55,817,000 |