Call reports 2003
WASHITA STATE BANK — 2003
What WASHITA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,442,000 | 40,369,000 | 41,528,000 | 102,804,000 |
| Total loans | 5,299,000 | 6,022,000 | 6,539,000 | 7,581,000 |
| Allowance for loan losses | 109,000 | 109,000 | 94,000 | 93,000 |
| Securities available for sale | 31,723,000 | 31,112,000 | 31,411,000 | 89,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,976,000 | 27,876,000 | 25,132,000 | 32,201,000 |
| Interest-bearing deposits | 28,458,000 | 26,377,000 | 23,561,000 | 30,482,000 |
| Noninterest-bearing deposits | 1,518,000 | 1,499,000 | 1,571,000 | 1,719,000 |
| Equity capital | 2,291,000 | 2,558,000 | 2,446,000 | 6,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 268,000 | 611,000 | 927,000 | 1,680,000 |
| Interest expense | 115,000 | 237,000 | 351,000 | 561,000 |
| Net interest income | 153,000 | 374,000 | 576,000 | 1,119,000 |
| Noninterest income | 20,000 | 47,000 | 70,000 | 93,000 |
| Noninterest expense | 129,000 | 259,000 | 414,000 | 560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 173,000 | 255,000 | 678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 173,000 | 255,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,239,000 | 2,321,000 | 2,367,000 | 6,213,000 |
| Total capital | 2,348,000 | 2,430,000 | 2,461,000 | 6,306,000 |
| Risk-weighted assets | 11,731,000 | 13,445,000 | 13,338,000 | 26,825,000 |