Call reports 2002
WASHITA STATE BANK — 2002
What WASHITA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 9,078,000 | 8,652,000 | 8,525,000 | 23,346,000 |
| Total loans | 3,891,000 | 4,019,000 | 4,249,000 | 4,342,000 |
| Allowance for loan losses | 111,000 | 108,000 | 110,000 | 109,000 |
| Securities available for sale | 2,905,000 | 2,435,000 | 2,290,000 | 13,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,286,000 | 7,831,000 | 7,663,000 | 16,964,000 |
| Interest-bearing deposits | 6,903,000 | 6,684,000 | 6,427,000 | 15,757,000 |
| Noninterest-bearing deposits | 1,383,000 | 1,147,000 | 1,236,000 | 1,207,000 |
| Equity capital | 738,000 | 776,000 | 801,000 | 2,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 268,000 | 399,000 | 521,000 |
| Interest expense | 48,000 | 89,000 | 127,000 | 161,000 |
| Net interest income | 87,000 | 179,000 | 272,000 | 360,000 |
| Noninterest income | 21,000 | 44,000 | 62,000 | 80,000 |
| Noninterest expense | 95,000 | 193,000 | 293,000 | 443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 30,000 | 41,000 | 14,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 30,000 | 41,000 | 14,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 719,000 | 736,000 | 747,000 | 2,227,000 |
| Total capital | 776,000 | 793,000 | 803,000 | 2,327,000 |
| Risk-weighted assets | 4,489,000 | 4,480,000 | 4,451,000 | 8,115,000 |