Call reports 2001
WASHITA STATE BANK — 2001
What WASHITA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,380,000 | 9,176,000 | 9,218,000 | 8,749,000 |
| Total loans | 4,025,000 | 3,711,000 | 3,796,000 | 3,921,000 |
| Allowance for loan losses | 125,000 | 121,000 | 137,000 | 111,000 |
| Securities available for sale | 2,570,000 | 3,043,000 | 2,938,000 | 2,716,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,624,000 | 8,446,000 | 8,420,000 | 7,961,000 |
| Interest-bearing deposits | 7,423,000 | 7,400,000 | 7,276,000 | 6,704,000 |
| Noninterest-bearing deposits | 1,201,000 | 1,046,000 | 1,144,000 | 1,257,000 |
| Equity capital | 695,000 | 700,000 | 746,000 | 728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 332,000 | 493,000 | 635,000 |
| Interest expense | 86,000 | 161,000 | 225,000 | 280,000 |
| Net interest income | 80,000 | 171,000 | 268,000 | 355,000 |
| Noninterest income | 29,000 | 50,000 | 69,000 | 96,000 |
| Noninterest expense | 100,000 | 198,000 | 297,000 | 393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 14,000 | 34,000 | 51,000 | 69,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 14,000 | 34,000 | 51,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 670,000 | 691,000 | 707,000 | 706,000 |
| Total capital | 730,000 | 747,000 | 764,000 | 760,000 |
| Risk-weighted assets | 4,763,000 | 4,412,000 | 4,461,000 | 4,268,000 |