Call report 2004Q4
HERITAGE NATIONAL BANK — 2004Q4
The 22 measures HERITAGE NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 238,515,000 | USD | evidence → |
| Total loans | 96,038,000 | USD | evidence → |
| Allowance for loan losses | 1,491,000 | USD | evidence → |
| Securities available for sale | 120,373,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,601,000 | USD | evidence → |
| Interest-bearing deposits | 179,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,874,000 | USD | evidence → |
| Equity capital | 15,502,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,606,000 | USD | evidence → |
| Interest expense | 3,679,000 | USD | evidence → |
| Net interest income | 6,927,000 | USD | evidence → |
| Noninterest income | 1,471,000 | USD | evidence → |
| Noninterest expense | 5,608,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,707,000 | USD | evidence → |
| Income tax | 13,000 | USD | evidence → |
| Net income | 2,694,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,679,000 | USD | evidence → |
| Total capital | 16,100,000 | USD | evidence → |
| Risk-weighted assets | 113,559,000 | USD | evidence → |