Call report 2003Q4
HERITAGE NATIONAL BANK — 2003Q4
The 22 measures HERITAGE NATIONAL BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 225,102,000 | USD | evidence → |
| Total loans | 84,836,000 | USD | evidence → |
| Allowance for loan losses | 1,380,000 | USD | evidence → |
| Securities available for sale | 125,327,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 190,080,000 | USD | evidence → |
| Interest-bearing deposits | 159,317,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,763,000 | USD | evidence → |
| Equity capital | 15,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,135,000 | USD | evidence → |
| Interest expense | 3,674,000 | USD | evidence → |
| Net interest income | 6,461,000 | USD | evidence → |
| Noninterest income | 1,510,000 | USD | evidence → |
| Noninterest expense | 5,188,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 2,767,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | 2,755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,321,000 | USD | evidence → |
| Total capital | 14,583,000 | USD | evidence → |
| Risk-weighted assets | 100,842,000 | USD | evidence → |