Call reports 2026
FIRST FEDERAL BANK & TRUST — 2026
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 632,450,000 | 621,052,000 |
| Total loans | 486,353,000 | 485,719,000 |
| Allowance for loan losses | 6,565,000 | 6,652,000 |
| Securities available for sale | 61,281,000 | 60,015,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 564,237,000 | 551,861,000 |
| Interest-bearing deposits | 490,721,000 | 465,056,000 |
| Noninterest-bearing deposits | 73,516,000 | 86,805,000 |
| Equity capital | 65,407,000 | 66,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,141,000 | 16,515,000 |
| Interest expense | 3,036,000 | 5,992,000 |
| Net interest income | 5,105,000 | 10,523,000 |
| Noninterest income | 712,000 | 1,420,000 |
| Noninterest expense | 4,036,000 | 8,422,000 |
| Provision for loan losses | 613,000 | 943,000 |
| Pretax income | 1,114,000 | 2,577,000 |
| Income tax | 213,000 | 459,000 |
| Net income | 901,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 69,591,000 | 70,808,000 |
| Total capital | 75,956,000 | 77,247,000 |
| Risk-weighted assets | 508,836,000 | 514,717,000 |