Call reports 2021
FIRST FEDERAL BANK & TRUST — 2021
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 390,982,000 | 406,252,000 | 415,920,000 | 430,665,000 |
| Total loans | 247,986,000 | 258,805,000 | 279,162,000 | 298,701,000 |
| Allowance for loan losses | 3,641,000 | 3,684,000 | 3,829,000 | 4,257,000 |
| Securities available for sale | 87,999,000 | 88,632,000 | 90,319,000 | 88,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,485,000 | 346,326,000 | 354,461,000 | 369,847,000 |
| Interest-bearing deposits | 281,075,000 | 283,249,000 | 293,666,000 | 312,717,000 |
| Noninterest-bearing deposits | 49,411,000 | 63,077,000 | 60,795,000 | 57,130,000 |
| Equity capital | 55,517,000 | 56,638,000 | 57,887,000 | 58,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,500,000 | 7,149,000 | 10,859,000 | 14,893,000 |
| Interest expense | 303,000 | 603,000 | 884,000 | 1,144,000 |
| Net interest income | 3,197,000 | 6,546,000 | 9,975,000 | 13,749,000 |
| Noninterest income | 1,923,000 | 3,408,000 | 4,983,000 | 6,291,000 |
| Noninterest expense | 3,218,000 | 6,666,000 | 10,072,000 | 13,220,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 500,000 |
| Pretax income | 1,980,000 | 3,356,000 | 4,825,000 | 6,391,000 |
| Income tax | 377,000 | 626,000 | 887,000 | 1,171,000 |
| Net income | 1,603,000 | 2,730,000 | 3,938,000 | 5,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,932,000 | 55,060,000 | 56,267,000 | 57,549,000 |
| Total capital | 57,302,000 | 58,712,000 | 60,083,000 | 61,621,000 |
| Risk-weighted assets | 269,327,000 | 292,064,000 | 305,292,000 | 325,556,000 |
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