Call reports 2020
FIRST FEDERAL BANK & TRUST — 2020
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 342,544,000 | 371,523,000 | 376,953,000 | 385,054,000 |
| Total loans | 232,873,000 | 262,063,000 | 265,802,000 | 250,562,000 |
| Allowance for loan losses | 3,585,000 | 3,553,000 | 3,590,000 | 3,616,000 |
| Securities available for sale | 77,693,000 | 76,279,000 | 71,503,000 | 79,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,801,000 | 297,784,000 | 306,202,000 | 318,636,000 |
| Interest-bearing deposits | 255,534,000 | 252,417,000 | 256,637,000 | 270,883,000 |
| Noninterest-bearing deposits | 34,267,000 | 45,367,000 | 49,565,000 | 47,754,000 |
| Equity capital | 47,607,000 | 50,968,000 | 52,865,000 | 54,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,341,000 | 6,706,000 | 10,452,000 | 14,081,000 |
| Interest expense | 694,000 | 1,175,000 | 1,528,000 | 1,861,000 |
| Net interest income | 2,647,000 | 5,531,000 | 8,924,000 | 12,220,000 |
| Noninterest income | 619,000 | 2,339,000 | 4,662,000 | 7,223,000 |
| Noninterest expense | 2,721,000 | 5,749,000 | 9,153,000 | 12,827,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 545,000 | 2,183,000 | 4,491,000 | 6,686,000 |
| Income tax | 83,000 | 393,000 | 843,000 | 1,258,000 |
| Net income | 462,000 | 1,790,000 | 3,648,000 | 5,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,362,000 | 48,691,000 | 50,549,000 | 52,329,000 |
| Total capital | 50,639,000 | 52,113,000 | 53,915,000 | 55,721,000 |
| Risk-weighted assets | 261,817,000 | 273,641,000 | 269,077,000 | 271,171,000 |
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