Call reports 2019
FIRST FEDERAL BANK & TRUST — 2019
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 336,590,000 | 329,488,000 | 326,948,000 | 333,106,000 |
| Total loans | 193,712,000 | 206,924,000 | 218,158,000 | 215,842,000 |
| Allowance for loan losses | 3,233,000 | 3,279,000 | 3,507,000 | 3,496,000 |
| Securities available for sale | 97,332,000 | 94,977,000 | 79,625,000 | 80,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,055,000 | 278,259,000 | 276,903,000 | 282,789,000 |
| Interest-bearing deposits | 260,131,000 | 247,807,000 | 241,319,000 | 251,707,000 |
| Noninterest-bearing deposits | 29,924,000 | 30,452,000 | 35,584,000 | 31,081,000 |
| Equity capital | 44,212,000 | 46,244,000 | 47,372,000 | 47,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,133,000 | 6,592,000 | 9,914,000 | 13,189,000 |
| Interest expense | 866,000 | 1,708,000 | 2,564,000 | 3,304,000 |
| Net interest income | 2,267,000 | 4,884,000 | 7,350,000 | 9,885,000 |
| Noninterest income | 566,000 | 1,277,000 | 2,543,000 | 3,412,000 |
| Noninterest expense | 2,349,000 | 4,807,000 | 7,349,000 | 10,040,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 484,000 | 1,354,000 | 2,575,000 | 3,288,000 |
| Income tax | 59,000 | 190,000 | 415,000 | 546,000 |
| Net income | 425,000 | 1,164,000 | 2,160,000 | 2,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,583,000 | 45,322,000 | 46,318,000 | 46,901,000 |
| Total capital | 47,437,000 | 48,300,000 | 49,355,000 | 50,014,000 |
| Risk-weighted assets | 227,996,000 | 237,933,000 | 242,523,000 | 248,639,000 |