Call reports 2018
FIRST FEDERAL BANK & TRUST — 2018
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 299,575,000 | 300,770,000 | 299,115,000 | 308,730,000 |
| Total loans | 189,662,000 | 194,369,000 | 191,391,000 | 189,322,000 |
| Allowance for loan losses | 3,142,000 | 3,082,000 | 3,198,000 | 3,235,000 |
| Securities available for sale | 59,230,000 | 61,236,000 | 64,590,000 | 81,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,936,000 | 256,701,000 | 254,452,000 | 263,850,000 |
| Interest-bearing deposits | 227,691,000 | 231,309,000 | 226,975,000 | 235,135,000 |
| Noninterest-bearing deposits | 28,244,000 | 25,392,000 | 27,477,000 | 28,715,000 |
| Equity capital | 41,349,000 | 41,833,000 | 42,256,000 | 42,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,703,000 | 5,559,000 | 8,484,000 | 11,445,000 |
| Interest expense | 391,000 | 922,000 | 1,559,000 | 2,292,000 |
| Net interest income | 2,312,000 | 4,637,000 | 6,925,000 | 9,153,000 |
| Noninterest income | 905,000 | 1,601,000 | 2,606,000 | 3,227,000 |
| Noninterest expense | 2,442,000 | 4,930,000 | 7,388,000 | 9,999,000 |
| Provision for loan losses | 145,000 | 0 | 0 | 0 |
| Pretax income | 630,000 | 1,308,000 | 2,143,000 | 2,381,000 |
| Income tax | 104,000 | 219,000 | 363,000 | 386,000 |
| Net income | 526,000 | 1,089,000 | 1,780,000 | 1,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,690,000 | 43,252,000 | 43,943,000 | 44,158,000 |
| Total capital | 45,324,000 | 45,984,000 | 46,641,000 | 46,938,000 |
| Risk-weighted assets | 210,242,000 | 218,223,000 | 215,358,000 | 222,011,000 |