Call reports 2017
FIRST FEDERAL BANK & TRUST — 2017
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 273,977,000 | 272,598,000 | 278,191,000 | 287,652,000 |
| Total loans | 168,063,000 | 176,838,000 | 185,338,000 | 187,235,000 |
| Allowance for loan losses | 2,986,000 | 3,209,000 | 3,591,000 | 3,081,000 |
| Securities available for sale | 64,521,000 | 64,311,000 | 66,680,000 | 62,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,830,000 | 228,909,000 | 233,826,000 | 244,063,000 |
| Interest-bearing deposits | 208,317,000 | 198,865,000 | 205,423,000 | 218,173,000 |
| Noninterest-bearing deposits | 22,513,000 | 30,045,000 | 28,403,000 | 25,890,000 |
| Equity capital | 41,211,000 | 41,685,000 | 42,047,000 | 41,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,807,000 | 7,327,000 | 9,811,000 |
| Interest expense | 195,000 | 461,000 | 757,000 | 1,100,000 |
| Net interest income | 2,202,000 | 4,346,000 | 6,570,000 | 8,711,000 |
| Noninterest income | 592,000 | 1,297,000 | 2,190,000 | 3,073,000 |
| Noninterest expense | 2,265,000 | 4,488,000 | 6,938,000 | 9,823,000 |
| Provision for loan losses | 550,000 | 1,035,000 | 1,185,000 | 1,319,000 |
| Pretax income | -21,000 | 117,000 | 634,000 | 592,000 |
| Income tax | -46,000 | -40,000 | 87,000 | 223,000 |
| Net income | 25,000 | 157,000 | 547,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,820,000 | 41,951,000 | 42,342,000 | 42,163,000 |
| Total capital | 44,184,000 | 44,267,000 | 44,778,000 | 44,657,000 |
| Risk-weighted assets | 188,509,000 | 184,312,000 | 193,763,000 | 198,935,000 |