Call reports 2014
FIRST FEDERAL BANK & TRUST — 2014
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 222,863,000 | 225,523,000 | 219,413,000 | 221,599,000 |
| Total loans | 106,126,000 | 116,407,000 | 122,620,000 | 126,024,000 |
| Allowance for loan losses | 2,120,000 | 2,167,000 | 2,317,000 | 2,275,000 |
| Securities available for sale | 91,500,000 | 83,769,000 | 79,186,000 | 73,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,964,000 | 179,755,000 | 173,128,000 | 175,102,000 |
| Interest-bearing deposits | 160,291,000 | 159,564,000 | 152,185,000 | 155,985,000 |
| Noninterest-bearing deposits | 16,673,000 | 20,192,000 | 20,943,000 | 19,117,000 |
| Equity capital | 38,598,000 | 39,365,000 | 39,766,000 | 40,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 3,394,000 | 5,256,000 | 7,082,000 |
| Interest expense | 134,000 | 268,000 | 400,000 | 533,000 |
| Net interest income | 1,530,000 | 3,126,000 | 4,856,000 | 6,549,000 |
| Noninterest income | 265,000 | 610,000 | 1,124,000 | 1,519,000 |
| Noninterest expense | 1,734,000 | 3,397,000 | 5,047,000 | 7,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 332,000 | 922,000 | 1,037,000 |
| Income tax | -37,000 | 1,000 | 185,000 | 123,000 |
| Net income | 98,000 | 331,000 | 737,000 | 914,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,505,000 | 39,742,000 | 40,147,000 | 40,331,000 |
| Total capital | 41,058,000 | 41,401,000 | 41,840,000 | 42,073,000 |
| Risk-weighted assets | 129,834,000 | 132,226,000 | 137,811,000 | 138,860,000 |