Call reports 2013
FIRST FEDERAL BANK & TRUST — 2013
What FIRST FEDERAL BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 222,580,000 | 221,979,000 | 220,654,000 | 220,683,000 |
| Total loans | 101,913,000 | 105,101,000 | 101,892,000 | 102,042,000 |
| Allowance for loan losses | 1,992,000 | 2,142,000 | 2,094,000 | 2,128,000 |
| Securities available for sale | 92,583,000 | 92,058,000 | 89,016,000 | 85,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,895,000 | 178,115,000 | 176,718,000 | 176,191,000 |
| Interest-bearing deposits | 161,351,000 | 156,256,000 | 159,885,000 | 159,665,000 |
| Noninterest-bearing deposits | 16,544,000 | 21,859,000 | 16,833,000 | 16,527,000 |
| Equity capital | 38,638,000 | 37,808,000 | 37,733,000 | 38,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,320,000 | 4,946,000 | 6,597,000 |
| Interest expense | 148,000 | 294,000 | 437,000 | 577,000 |
| Net interest income | 1,500,000 | 3,026,000 | 4,509,000 | 6,020,000 |
| Noninterest income | 494,000 | 1,053,000 | 1,546,000 | 1,996,000 |
| Noninterest expense | 1,826,000 | 3,407,000 | 5,000,000 | 6,659,000 |
| Provision for loan losses | 527,000 | 621,000 | 621,000 | 621,000 |
| Pretax income | -334,000 | 77,000 | 479,000 | 786,000 |
| Income tax | -135,000 | -8,000 | 137,000 | 180,000 |
| Net income | -199,000 | 85,000 | 342,000 | 606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,621,000 | 38,893,000 | 39,143,000 | 39,400,000 |
| Total capital | 40,050,000 | 40,350,000 | 40,610,000 | 40,858,000 |
| Risk-weighted assets | 113,746,000 | 115,169,000 | 115,992,000 | 131,287,000 |