Call reports 2026
CENTERA BANK — 2026
What CENTERA BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 328,336,000 | 318,087,000 |
| Total loans | 149,898,000 | 150,459,000 |
| Allowance for loan losses | 1,620,000 | 1,608,000 |
| Securities available for sale | 144,321,000 | 142,370,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 301,833,000 | 290,545,000 |
| Interest-bearing deposits | 224,147,000 | 222,633,000 |
| Noninterest-bearing deposits | 77,686,000 | 67,912,000 |
| Equity capital | 24,327,000 | 25,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,539,000 | 7,260,000 |
| Interest expense | 945,000 | 1,873,000 |
| Net interest income | 2,594,000 | 5,387,000 |
| Noninterest income | 304,000 | 727,000 |
| Noninterest expense | 1,885,000 | 3,847,000 |
| Provision for loan losses | 1,000 | 1,000 |
| Pretax income | 1,276,000 | 2,702,000 |
| Income tax | 33,000 | 72,000 |
| Net income | 1,243,000 | 2,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 30,449,000 | 31,035,000 |
| Total capital | 32,181,000 | 32,752,000 |
| Risk-weighted assets | 186,773,000 | 187,846,000 |