Call reports 2024
CENTERA BANK — 2024
What CENTERA BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 324,146,000 | 309,730,000 | 319,245,000 | 312,781,000 |
| Total loans | 138,782,000 | 147,216,000 | 152,305,000 | 150,922,000 |
| Allowance for loan losses | 1,487,000 | 1,546,000 | 1,586,000 | 1,586,000 |
| Securities available for sale | 148,003,000 | 143,205,000 | 140,082,000 | 131,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,291,000 | 285,272,000 | 291,537,000 | 292,924,000 |
| Interest-bearing deposits | 218,437,000 | 216,651,000 | 221,950,000 | 224,703,000 |
| Noninterest-bearing deposits | 77,854,000 | 68,621,000 | 69,587,000 | 68,221,000 |
| Equity capital | 15,592,000 | 16,155,000 | 20,595,000 | 18,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 6,549,000 | 9,917,000 | 13,193,000 |
| Interest expense | 1,177,000 | 2,391,000 | 3,583,000 | 4,696,000 |
| Net interest income | 2,111,000 | 4,158,000 | 6,334,000 | 8,497,000 |
| Noninterest income | 235,000 | 481,000 | 738,000 | 990,000 |
| Noninterest expense | 1,821,000 | 3,586,000 | 5,317,000 | 7,382,000 |
| Provision for loan losses | 0 | 58,000 | 106,000 | 108,000 |
| Pretax income | 875,000 | 1,452,000 | 2,110,000 | 2,462,000 |
| Income tax | 13,000 | 30,000 | 51,000 | 52,000 |
| Net income | 862,000 | 1,422,000 | 2,059,000 | 2,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,913,000 | 29,023,000 | 29,210,000 | 29,111,000 |
| Total capital | 30,512,000 | 30,666,000 | 30,900,000 | 30,801,000 |
| Risk-weighted assets | 168,987,000 | 184,015,000 | 191,802,000 | 189,003,000 |