Call reports 2023
CENTERA BANK — 2023
What CENTERA BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 330,887,000 | 321,910,000 | 313,047,000 | 319,531,000 |
| Total loans | 132,226,000 | 139,148,000 | 141,570,000 | 141,888,000 |
| Allowance for loan losses | 1,483,000 | 1,487,000 | 1,493,000 | 1,490,000 |
| Securities available for sale | 171,548,000 | 165,049,000 | 152,630,000 | 150,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,017,000 | 296,411,000 | 286,749,000 | 297,425,000 |
| Interest-bearing deposits | 215,577,000 | 214,316,000 | 208,319,000 | 220,978,000 |
| Noninterest-bearing deposits | 100,440,000 | 82,095,000 | 78,430,000 | 76,447,000 |
| Equity capital | 13,316,000 | 12,785,000 | 9,728,000 | 15,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,886,000 | 5,874,000 | 8,950,000 | 12,103,000 |
| Interest expense | 633,000 | 1,500,000 | 2,528,000 | 3,629,000 |
| Net interest income | 2,253,000 | 4,374,000 | 6,422,000 | 8,474,000 |
| Noninterest income | 244,000 | 500,000 | 756,000 | 989,000 |
| Noninterest expense | 1,796,000 | 3,571,000 | 5,353,000 | 7,353,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 11,000 |
| Pretax income | 870,000 | 1,593,000 | 2,114,000 | 2,427,000 |
| Income tax | 29,000 | 54,000 | 75,000 | 68,000 |
| Net income | 841,000 | 1,539,000 | 2,039,000 | 2,359,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,183,000 | 28,480,000 | 28,582,000 | 28,501,000 |
| Total capital | 29,777,000 | 30,107,000 | 30,211,000 | 30,103,000 |
| Risk-weighted assets | 177,255,000 | 183,353,000 | 179,529,000 | 179,972,000 |