Call reports 2022
CENTERA BANK — 2022
What CENTERA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 362,497,000 | 334,074,000 | 326,412,000 | 324,593,000 |
| Total loans | 115,679,000 | 126,086,000 | 133,630,000 | 132,891,000 |
| Allowance for loan losses | 1,522,000 | 1,526,000 | 1,587,000 | 1,589,000 |
| Securities available for sale | 203,690,000 | 190,668,000 | 174,938,000 | 172,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,217,000 | 311,254,000 | 304,924,000 | 308,019,000 |
| Interest-bearing deposits | 227,666,000 | 224,279,000 | 216,451,000 | 222,669,000 |
| Noninterest-bearing deposits | 115,551,000 | 86,975,000 | 88,473,000 | 85,350,000 |
| Equity capital | 18,343,000 | 13,496,000 | 7,176,000 | 10,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,378,000 | 6,962,000 | 9,668,000 |
| Interest expense | 102,000 | 266,000 | 596,000 | 1,085,000 |
| Net interest income | 1,972,000 | 4,112,000 | 6,366,000 | 8,583,000 |
| Noninterest income | 225,000 | 478,000 | 714,000 | 924,000 |
| Noninterest expense | 1,537,000 | 3,233,000 | 4,967,000 | 7,001,000 |
| Provision for loan losses | 0 | 5,000 | 65,000 | 67,000 |
| Pretax income | 795,000 | 1,529,000 | 2,224,000 | 2,615,000 |
| Income tax | 45,000 | 57,000 | 86,000 | 105,000 |
| Net income | 750,000 | 1,472,000 | 2,138,000 | 2,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,056,000 | 27,429,000 | 27,745,000 | 27,742,000 |
| Total capital | 28,578,000 | 28,955,000 | 29,332,000 | 29,331,000 |
| Risk-weighted assets | 156,578,000 | 167,032,000 | 183,308,000 | 178,990,000 |