Call reports 2021
CENTERA BANK — 2021
What CENTERA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 337,619,000 | 323,874,000 | 313,870,000 | 326,145,000 |
| Total loans | 126,964,000 | 127,391,000 | 121,232,000 | 123,910,000 |
| Allowance for loan losses | 1,523,000 | 1,513,000 | 1,515,000 | 1,518,000 |
| Securities available for sale | 193,851,000 | 177,171,000 | 172,279,000 | 184,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,753,000 | 292,938,000 | 283,261,000 | 297,101,000 |
| Interest-bearing deposits | 222,680,000 | 221,847,000 | 211,069,000 | 221,688,000 |
| Noninterest-bearing deposits | 80,073,000 | 71,091,000 | 72,192,000 | 75,413,000 |
| Equity capital | 28,848,000 | 29,555,000 | 29,548,000 | 28,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 5,136,000 | 7,511,000 | 9,530,000 |
| Interest expense | 114,000 | 225,000 | 330,000 | 434,000 |
| Net interest income | 2,282,000 | 4,911,000 | 7,181,000 | 9,096,000 |
| Noninterest income | 394,000 | 664,000 | 640,000 | 879,000 |
| Noninterest expense | 1,650,000 | 3,325,000 | 5,026,000 | 6,968,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 7,000 |
| Pretax income | 1,024,000 | 2,239,000 | 2,789,000 | 3,007,000 |
| Income tax | -24,000 | 26,000 | 48,000 | 51,000 |
| Net income | 1,048,000 | 2,213,000 | 2,741,000 | 2,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,899,000 | 26,665,000 | 26,792,000 | 26,657,000 |
| Total capital | 27,422,000 | 28,178,000 | 28,307,000 | 28,175,000 |
| Risk-weighted assets | 164,126,000 | 156,621,000 | 160,722,000 | 160,118,000 |