Call reports 2020
CENTERA BANK — 2020
What CENTERA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 273,822,000 | 303,768,000 | 291,007,000 | 320,186,000 |
| Total loans | 115,216,000 | 128,321,000 | 128,886,000 | 121,414,000 |
| Allowance for loan losses | 1,530,000 | 1,530,000 | 1,533,000 | 1,519,000 |
| Securities available for sale | 135,211,000 | 147,210,000 | 144,855,000 | 174,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,586,000 | 271,484,000 | 258,945,000 | 288,770,000 |
| Interest-bearing deposits | 183,865,000 | 207,217,000 | 202,491,000 | 226,233,000 |
| Noninterest-bearing deposits | 59,721,000 | 64,267,000 | 56,454,000 | 62,537,000 |
| Equity capital | 28,924,000 | 30,709,000 | 30,629,000 | 30,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,404,000 | 4,844,000 | 7,303,000 | 9,409,000 |
| Interest expense | 362,000 | 633,000 | 840,000 | 989,000 |
| Net interest income | 2,042,000 | 4,211,000 | 6,463,000 | 8,420,000 |
| Noninterest income | 398,000 | 658,000 | 812,000 | 985,000 |
| Noninterest expense | 1,612,000 | 3,305,000 | 4,948,000 | 6,807,000 |
| Provision for loan losses | -2,000 | -2,000 | -2,000 | -2,000 |
| Pretax income | 858,000 | 1,603,000 | 2,348,000 | 2,623,000 |
| Income tax | 37,000 | 70,000 | 102,000 | 91,000 |
| Net income | 821,000 | 1,533,000 | 2,246,000 | 2,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,740,000 | 25,052,000 | 25,365,000 | 25,252,000 |
| Total capital | 26,270,000 | 26,582,000 | 26,898,000 | 26,771,000 |
| Risk-weighted assets | 149,283,000 | 153,728,000 | 153,206,000 | 159,557,000 |