Call reports 2019
CENTERA BANK — 2019
What CENTERA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 285,725,000 | 270,009,000 | 262,552,000 | 273,144,000 |
| Total loans | 121,790,000 | 125,660,000 | 121,432,000 | 121,683,000 |
| Allowance for loan losses | 1,909,000 | 1,940,000 | 1,532,000 | 1,534,000 |
| Securities available for sale | 133,155,000 | 125,351,000 | 113,702,000 | 123,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,439,000 | 236,793,000 | 234,414,000 | 244,983,000 |
| Interest-bearing deposits | 196,168,000 | 185,189,000 | 181,506,000 | 192,521,000 |
| Noninterest-bearing deposits | 63,271,000 | 51,604,000 | 52,908,000 | 52,462,000 |
| Equity capital | 25,129,000 | 26,405,000 | 26,800,000 | 27,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,604,000 | 5,155,000 | 7,721,000 | 10,165,000 |
| Interest expense | 366,000 | 773,000 | 1,173,000 | 1,564,000 |
| Net interest income | 2,238,000 | 4,382,000 | 6,548,000 | 8,601,000 |
| Noninterest income | 361,000 | 643,000 | 937,000 | 1,215,000 |
| Noninterest expense | 1,606,000 | 3,234,000 | 4,895,000 | 6,732,000 |
| Provision for loan losses | -3,000 | 27,000 | 533,000 | 532,000 |
| Pretax income | 996,000 | 1,758,000 | 2,052,000 | 2,547,000 |
| Income tax | 43,000 | 77,000 | 89,000 | 93,000 |
| Net income | 953,000 | 1,681,000 | 1,963,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,918,000 | 23,847,000 | 24,028,000 | 24,319,000 |
| Total capital | 25,827,000 | 25,787,000 | 25,560,000 | 25,853,000 |
| Risk-weighted assets | 155,378,000 | 159,443,000 | 151,482,000 | 152,691,000 |