Call reports 2018
CENTERA BANK — 2018
What CENTERA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 274,067,000 | 275,622,000 | 259,176,000 | 272,552,000 |
| Total loans | 124,824,000 | 131,138,000 | 129,012,000 | 126,274,000 |
| Allowance for loan losses | 1,906,000 | 1,922,000 | 1,923,000 | 1,908,000 |
| Securities available for sale | 122,515,000 | 124,679,000 | 112,927,000 | 118,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,763,000 | 251,399,000 | 226,904,000 | 248,183,000 |
| Interest-bearing deposits | 191,814,000 | 188,728,000 | 176,391,000 | 195,935,000 |
| Noninterest-bearing deposits | 57,949,000 | 62,671,000 | 50,513,000 | 52,248,000 |
| Equity capital | 23,349,000 | 23,188,000 | 22,649,000 | 23,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,906,000 | 7,469,000 | 9,953,000 |
| Interest expense | 258,000 | 554,000 | 896,000 | 1,227,000 |
| Net interest income | 2,134,000 | 4,352,000 | 6,573,000 | 8,726,000 |
| Noninterest income | 330,000 | 631,000 | 901,000 | 1,159,000 |
| Noninterest expense | 1,545,000 | 3,083,000 | 4,714,000 | 6,725,000 |
| Provision for loan losses | -2,000 | 5,000 | 1,000 | 0 |
| Pretax income | 921,000 | 1,895,000 | 2,748,000 | 3,149,000 |
| Income tax | 40,000 | 83,000 | 120,000 | 121,000 |
| Net income | 881,000 | 1,812,000 | 2,628,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,918,000 | 24,049,000 | 24,065,000 | 23,765,000 |
| Total capital | 25,824,000 | 25,971,000 | 25,988,000 | 25,673,000 |
| Risk-weighted assets | 154,820,000 | 155,574,000 | 154,748,000 | 154,236,000 |