Call reports 2017
CENTERA BANK — 2017
What CENTERA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 279,126,000 | 275,625,000 | 267,580,000 | 271,371,000 |
| Total loans | 135,256,000 | 134,100,000 | 140,438,000 | 134,865,000 |
| Allowance for loan losses | 1,689,000 | 1,690,000 | 1,913,000 | 1,906,000 |
| Securities available for sale | 115,119,000 | 112,274,000 | 110,143,000 | 111,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,949,000 | 249,587,000 | 237,055,000 | 246,366,000 |
| Interest-bearing deposits | 197,625,000 | 194,293,000 | 185,760,000 | 194,768,000 |
| Noninterest-bearing deposits | 56,324,000 | 55,294,000 | 51,295,000 | 51,598,000 |
| Equity capital | 24,112,000 | 24,890,000 | 25,048,000 | 23,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,300,000 | 4,685,000 | 7,197,000 | 9,631,000 |
| Interest expense | 190,000 | 396,000 | 635,000 | 875,000 |
| Net interest income | 2,110,000 | 4,289,000 | 6,562,000 | 8,756,000 |
| Noninterest income | 298,000 | 573,000 | 869,000 | 1,138,000 |
| Noninterest expense | 1,519,000 | 3,070,000 | 4,599,000 | 6,523,000 |
| Provision for loan losses | -3,000 | -6,000 | -1,000 | -1,000 |
| Pretax income | 892,000 | 1,801,000 | 2,836,000 | 3,368,000 |
| Income tax | 39,000 | 79,000 | 124,000 | 130,000 |
| Net income | 853,000 | 1,722,000 | 2,712,000 | 3,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,053,000 | 23,171,000 | 23,411,000 | 23,537,000 |
| Total capital | 24,742,000 | 24,861,000 | 25,324,000 | 25,443,000 |
| Risk-weighted assets | 161,307,000 | 160,266,000 | 166,088,000 | 160,216,000 |