Call reports 2014
CENTERA BANK — 2014
What CENTERA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 260,580,000 | 254,063,000 | 252,878,000 | 268,379,000 |
| Total loans | 112,698,000 | 122,395,000 | 128,671,000 | 124,838,000 |
| Allowance for loan losses | 1,543,000 | 1,442,000 | 1,445,000 | 1,328,000 |
| Securities available for sale | 124,258,000 | 114,290,000 | 106,465,000 | 117,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,278,000 | 1,286,000 | 1,286,000 | 1,286,000 |
| Total deposits | 237,427,000 | 228,070,000 | 225,575,000 | 244,235,000 |
| Interest-bearing deposits | 183,237,000 | 180,676,000 | 180,215,000 | 196,365,000 |
| Noninterest-bearing deposits | 54,190,000 | 47,394,000 | 45,360,000 | 47,870,000 |
| Equity capital | 22,215,000 | 23,038,000 | 22,937,000 | 23,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,129,000 | 4,319,000 | 6,544,000 | 8,761,000 |
| Interest expense | 179,000 | 358,000 | 540,000 | 728,000 |
| Net interest income | 1,950,000 | 3,961,000 | 6,004,000 | 8,033,000 |
| Noninterest income | 391,000 | 685,000 | 968,000 | 1,259,000 |
| Noninterest expense | 1,474,000 | 2,873,000 | 4,338,000 | 6,165,000 |
| Provision for loan losses | -4,000 | 121,000 | 293,000 | 471,000 |
| Pretax income | 871,000 | 1,654,000 | 2,393,000 | 2,708,000 |
| Income tax | 38,000 | 72,000 | 104,000 | 118,000 |
| Net income | 833,000 | 1,582,000 | 2,289,000 | 2,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,768,000 | 20,967,000 | 21,124,000 | 21,425,000 |
| Total capital | 22,311,000 | 22,409,000 | 22,569,000 | 22,753,000 |
| Risk-weighted assets | 139,838,000 | 147,121,000 | 152,528,000 | 150,370,000 |